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Old Jan 14th 2022, 06:01 AM   #1
 
  Sep 2021
  Хайду-Бихар
Best way to deal with debt collector after car accident?

So i got into a car accident a few months ago which seemed pretty 50/50 but nevertheless the insurance found me liable so there's little to do about that. My insurance does not cover any damage and the damage to the other person's car was very minimal so I figured it would end in me just having to pay for my own car repair and the other driver's insurance for his. However, I recently got a letter from a debt collector claiming I owed more than what the insurance paid for the repairs of the other car, and threatened that my licence could be in jeopardy if I do not pay. I tried contacting the other person's insurance to try and pay them directly but they said only the debt collector company would deal with any payments. I have yet to make direct contact with the debt collector. What should I do? Although money is tight I would rather get the payment done with minimal hassle but I'm just afraid of engaging with the debt collector and saying something wrong. Should I just call the debt collector and ask for confirmation of the amount stated in the letter? Is my licence really in jeopardy?
mikado is offline  
Old Jan 16th 2022, 04:57 AM   #2
 
  Aug 2021
  Alabama
If you had liability insurance you should have contacted your insurance company and they would have paid for the other person’s damage. That’s what insurance is for.
koalko is offline  
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