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Old Jan 14th 2022, 06:58 AM   #1
  Sep 2021
Are Debt resolution companies a viable option?

I am seeking a way to reduce my credit card debt as quickly as possible. After receiving numerous mailers, I finally decided to investigate. I spoke with a rep, and basically, I stop paying my credit cards (eeek!!!) and they resolve my debt with the creditors. In the meantime, I pay monthly into an escrow account, which is significantly less then my minimum payments, and is then used to pay down my newly reduced/negotiated debts. I was assured that the late payments arenít going to hurt my credit score THAT much...
So, has anyone used such a service in the past? Pros/cons? Thanks in advance for your help!!
mikado is offline  

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